A new type of car loan!
For international people living in Japan
No guarantor or permanent residency needed
GMS Car Loan for You
We would like to make you happy through the "GMS Car Loan for You".
This service will give you opportunity to access the car loan by the cutting-edge information technology of Global Mobility Service (GMS).
Many hard workers have already taken advantage of this loan to open up their future.
This service will give you opportunity to access the car loan by the cutting-edge information technology of Global Mobility Service (GMS).
Many hard workers have already taken advantage of this loan to open up their future.
※We cannot guarantee that all applicants will qualify. In particular, we do not offer our services to members of antisocial forces.
A service for people with the following types of concerns
I have no confidence in my Japanese...
Female, 20s
I'm not sure how I can purshase my own car...
Male, 40s
I don't have a guarantor in Japan...
Male. 20s
I need a car for work, but I'm a foreigner and can't get a loan...
Male, 30s
I need a car to take my kids around...
Female, 40s
How we evaluate your effort
“GMS Car Loan for You” is a new endeavor to visualize your effort through data and create new loan opportunites.
This service is carried out in cooperation with financial institutions which provide loans to customers.
This service is carried out in cooperation with financial institutions which provide loans to customers.
※In the event of non-payment, your automobile's engine may be remotely controlled and payment demanded.
Simple 4-step process
Find Parter Dealer
Click on ”Find Dealer”
Find and visit a partner dealer near you.
Apply for a GMS car loan at one of our partner dealer shops.
Reception / Screening
A screening by a financial institution will commence after you visit the dealer, select your car, and complete the application. (Results will come in 3-4 business days)
Contract
The loan contract will be made at the dealership. You will receive paperwork from the financial institution at a later date.
＜Things to prepare＞
・Driver's license (Must be a Japanese license)
・Residence card
Delivery
Once all procedures are completed, your car will be delivered.
Voices of our customers
My Japanese wasn't very good, so I searched for a dealership that spoke English. I was very pleased with the perfect match they found for me.
(Female, 20s)
I had been in Japan for a long time, but I'd never bought a car before. This loan made the purchase smooth, even for a foreigner like me.
(Male, 40s)
I could not find a guarantor in Japan, so I had given up on buying a car. I'm so grateful to this service for solving the problem.
(Male, 20s)
You can get denied a loan just for being a foreigner, so I was having trouble buying a car. I'm now using my car to commute to my factory.
(Male, 30s)
I needed a car to take my kids around, but I was having trouble buying my own car.
Thanks to GMS, I can balance work and family life.
Thanks to GMS, I can balance work and family life.
(Female, 40s)
Frequently asked questions
Is the interest rate for foreigners the same as for Japanese people?
What documents are needed for identity verification?
What's the longest borrowing period?
Is there a limit on the borrowing amount?
About GMS
GMS is a member of Keidanren
Other startups in Keidanren include Amazon Japan and Mercari.
Accredited by the METI's J-Startup
GMS was selected by the Ministry of Economy, Trade and Industry's startup firm development support program “J-Startup” from among around 10,000 startups.
Principal Shareholders
GMS receives funding from more than 15 firms listed on prime and standard market of the Tokyo Stock Exchange who have confidence in our business.
